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Chassan's Blog

by chassan from Houston

Last Post 5 hours Ago


SHOULD INSURANCE COMPANIES PAY

Many insurance companies pay for the erectile dysfunction drug Viaga for men but not for birth control pills for women.

27 states require insurance companies to cover FDA-approved birth control, but Congress so far has refused to pass a bill requiring insurance companies to cover the pills in all states.

The insurance industry says forcing employers and insurers to cover birth control will only exacerbate high health insurance costs.



But I believe the industry’s claim ignores all the health insurance costs that will be incurred for the child that is born to a woman who couldn’t afford birth control pills.

Congress should make the insurance companies cover birth control bills.

What do you think?

5 Comments |  Add a Comment

Member Comments Total Comments: 5
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mik1of3 read my blog view my photos
Jul 21, 2008 | 10:50 AM

Sounds like discrimination to me.

My doctor avoids this from happening by saying my prescription is for therapeutic care..ie bad cramps, heavy bleeding, etc, for my period instead of birth control.

Skyder read my blog view my photos
Jul 21, 2008 | 1:13 PM

I'm on the same page as you ladies, but... Then you open up the can of worms that says "congress should make insurance companies cover condoms" (or bucket seats) :)

I would say Mik's method is the best. Let your doctor help you around the red tape. There is no law that says you have to have them for birth control, like Mik said, it could be just to regulate your periods, etc.

chassan read my blog view my photos
Jul 21, 2008 | 8:39 PM

Mlk1of3,
Now that's a doctor who is being creative. I like that.

Skyder,
I like your thinking, Skyder, but not all women have doctors who will think like Mlk's doctor.

Skyder read my blog view my photos
Jul 22, 2008 | 10:19 AM

Chassan,
True, but your doctor can only give you the pills for what reason you complain to him for them about (did that make sense?). You don't have to tell him that you want birth control, but more to relieve some other symptoms that birth control pills are known to address. Then the insurance companies can't dispute it. Kind of like dental insurance. They don't pay for "cosmetic" work, but if you go in and tell your dentist that these teeth that you want him to fix are hurting you, then it becomes a medical necessity.

PBMom read my blog view my photos
Jul 22, 2008 | 3:58 PM

Yes, the doctors have to get creative with the birth control prescriptions, but where is the sense in this. By paying for birth control pills which is maybe $50-75 a month (and the person would have a co-pay), they won't have to pay for a pregnancy, complications of pregnancy, etc. There is no cost-saving benefit ratio here. It's like them not paying for preventive health care, but paying for all the things that happen to you if you don't use preventive care. Backwards thinking. But they are making a lot of money from us so many that is the plan -- no preventive care because then they would lose money.

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chassan

I love reading books, seeing movies, staying up with current events, running and watching what I eat most of the time--got to stay healthy. I blog here in my spare time, mostly late at night and in the early morning hours.

Member Since: 3/24/2007